Open your business account in just 5 minutes.
All in one finance platform
All in one finance platform
Manage cash flow, spending, access fast loans, and grow idle funds – all in one platform.
Problem & Solution
Are small businesses being left behind?
– Complicated traditional banking procedures
– Difficult to access capital without collateral
– Poor cash flow management
=> xBank was created to change this.
About xBank
Open a multi-currency account online
Open a multi-currency account online in 5 minutes.
Insurance & Investment
Integrated Business Insurance & Investment
Team Spending
Manage team spending by project
Quick Loan
Quick financing based on actual cash flow
Connect with digital accounting
Connect with digital accounting, automatic financial reporting
Generate returns on
Earn returns with a 4% annual yield program
Quick loan
Quick financing based on actual cash flow
Connect with digital accounting
Connect with digital accounting, automatic financial reporting
Key Features
Registration process
Savings with income
Let your money make more money with up to 4.75% USD/Gross (variable) interest on savings. Paid every single day.
Check out our rates
We got the best out there to offer
| Tenor | 1 month | 6 months | 12 months | 24 months |
|---|---|---|---|---|
| Below 300M VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 300M - 3B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 3B - 30B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 30B - 100B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| More than 100B VND | 2.3% | 4.0% | 4.3% | 4.7% |
| Tenor | 1 month | 6 months | 12 months | 24 months |
|---|---|---|---|---|
| Below 300M VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 300M - 3B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 3B - 30B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 30B - 100B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| More than 100B VND | 2.3% | 4.0% | 4.3% | 4.7% |
Cập nhật mới nhất từ 20/03/2025 – 10:23
Apply for a credit card with unlimited benefits
Frequently Asked Questions
Is the xBank account free?
- Yes, lifetime free.
How many employee cards can I issue?
- Unlimited.
Do I need collateral for a loan?
- No. Approval is based on cash flow.
Does xBank integrate with accounting tools?
- Yes. MISA, Xero, QuickBooks supported.
Online Banking Within Your Palm
Open account with only few simple and easy steps.
Get xBank mobile app now!
Get started with xBank now
Optimize your business finances. Lower costs, improve efficiency, and gain full control of your cash flow.
