Welcome to
Future of banking
Get an account easily in 1 minute to enjoy the latest features and more secure banking services with xBank Mobile.
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Card
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Lending
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Banking just got better
Enjoy all the extras that come with it
Automated payments
Integrated with blockchain technology
Multi-currency account and Web3 wallet
Manage both fiat and crypto simultaneously
Personalize Your Finance Experience
Customize your dashboard and app with Personal Finance Management powered AI
Bank for free — with no hidden fees
Say goodbye to sneaky fees. With us, what you see is what you get—no tricks, no catches, just truly free banking.
Stay in control of your spending
With instant notifications and easy budget tracking, you’ll always know where your money’s going—and get friendly alerts when it’s time to slow down.
enjoy Multiple Benefits
xBank Digital lending - AI Based provides credit line up to 500 million VND
- Advance up to (30–50%) of your monthly salary
- Quick approval and instant disbursement
- No collateral required
- Competitive interest rates
- Automatic repayment on your next payday
Stay Updated with the Latest Headlines
Stay informed with the latest headlines, providing you timely and relevant news from various topics.
Check out our rates
We got the best out there to offer
| Tenor | 1 month | 6 months | 12 months | 24 months |
|---|---|---|---|---|
| Below 300M VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 300M - 3B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 3B - 30B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 30B - 100B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| More than 100B VND | 2.3% | 4.0% | 4.3% | 4.7% |
| Currency | xBank Buying | xBank Selling |
|---|---|---|
| 🇺🇸 United State Dollar (USD) | 25.889,00 | 26.279 |
| 🇯🇵 Japan Yen (JPY) | 172,31 | 183,26 |
| 🇰🇷 Korean Won (KRW) | 16,38 | 19,75 |
| 🇨🇳 Chinese Yuan (CNY) | 3.549,70 | 3.700,42 |
| 🇹🇭 Thailand Baht (THB) | 701,08 | 812,01 |
| Currency | xBank Buying | xBank Selling |
|---|---|---|
| 🇺🇸 United State Dollar (USD) | 25.889,00 | 26.279 |
| 🇯🇵 Japan Yen (JPY) | 172,31 | 183,26 |
| 🇰🇷 Korean Won (KRW) | 16,38 | 19,75 |
| 🇨🇳 Chinese Yuan (CNY) | 3.549,70 | 3.700,42 |
| 🇹🇭 Thailand Baht (THB) | 701,08 | 812,01 |
Latest update from 20/03/2025 - 10:23
Is the xBank account free?
- Yes, lifetime free.
How many employee cards can I issue?
- Unlimited.
Do I need collateral for a loan?
- No. Approval is based on cash flow.
Does xBank integrate with accounting tools?
- Yes. MISA, Xero, QuickBooks supported.
Latest update from 20/03/2025 - 10:23
Digital Neobank,
Built on blockchain
Open account with only few simple and easy steps. Get xBank mobile app now!
