Experience better business banking
Just starting or years in, we make business banking easier for you
Pay and get paid
Cheques, cash, online, contactless, or in person. Use terminals, links, invoices, and more.
Pay bills on time, every time
Simplify bill payments with smart scheduling and full control.
Smart Business Lending
Access flexible loans and overdrafts when you need extra support, exclusively for eligible xBank users.
Make your money work
Get up to 1.50% AER interest (variable) with monthly payouts and no minimum balance required.
Custom Approval Workflows
Set up flexible approval lines that match your team structure and control needs.
Business cards
Issue physical and virtual cards with ease. Virtual cards are instantly ready to use on mobile.
Control permission easily with Dynamic approval line
Invite your whole team and enjoy effortless control over spending
Time saving expense cards
Claim back lost time with employee expense cards you can set limits and controls for.
Let selected team members spend up to limits and save everyone from endless expense admin. Receipts, reasons for spending and VAT rates are all captured in the app for you to check.
Open business
Banking account online
- Register online
- Upload business license and personal documents
- Complete E-KYC within 10 minutes
- Start using immediately
enjoy Multiple Benefits
Multi-currency account and Web3 wallet
Manage both fiat and crypto simultaneously
Automated payments
Integrated with blockchain technology
Integrated tax reporting
Generate and file taxes easily with real-time data integration.
Smart fundraising
via SME Launchpad & asset tokenization through NFTs
SME Lending – AI-powered Online Credit Approval
Get the funding your business needs—without the paperwork. With our AI-driven SME lending solution, you can apply, get assessed, and receive funds completely online. Fast approvals. Transparent terms. Tailored for small and medium enterprises.
- Quick review
- Clear terms
- Custom designed for SMEs
What our customer said about us?
Digital Neobank,
Built on blockchain
Take Control of Your Cash – Reduce costs, improve how money moves, and keep your business finances on track.
