Experience the new
Way of Banking
Get an account easily in 1 minute to enjoy the latest features and more secure banking services with xBank Mobile.
Nothing is like
your personal feel
Make yourself at home, customize your dashboard and app with Personal Finance Management powered AI. We show what you want us to show.
About xBank
Open a multi-currency account online
Open a multi-currency account online in 5 minutes.
Insurance & Investment
Integrated Business Insurance & Investment
Team Spending
Manage team spending by project
Quick Loan
Quick financing based on actual cash flow
Connect with digital accounting
Connect with digital accounting, automatic financial reporting
Generate returns on
Earn returns with a 4% annual yield program
Quick loan
Quick financing based on actual cash flow
Connect with digital accounting
Connect with digital accounting, automatic financial reporting
Quick & convenient
Multi-currency account and Web3 wallet
Manage both fiat and crypto simultaneously
Automated payments
Integrated with blockchain technology
Flexible lending
Using digital assets (crypto assets) as collateral
Smart fundraising
via SME Launchpad & asset tokenization through NFTs
Registration process
1. Online registration
2. Download the business license & personal documents
3. Electronic verification in 10 minutes
4. Use immediately
Savings with income
Let your money make more money with up to 4.75% USD/Gross (variable) interest on savings. Paid every single day.
Check out our rates
We got the best out there to offer
| Tenor | 1 month | 6 months | 12 months | 24 months |
|---|---|---|---|---|
| Below 300M VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 300M - 3B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 3B - 30B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 30B - 100B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| More than 100B VND | 2.3% | 4.0% | 4.3% | 4.7% |
| Tenor | 1 month | 6 months | 12 months | 24 months |
|---|---|---|---|---|
| Below 300M VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 300M - 3B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 3B - 30B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| 30B - 100B VND | 2.2% | 3.9% | 4.2% | 4.6% |
| More than 100B VND | 2.3% | 4.0% | 4.3% | 4.7% |
Cập nhật mới nhất từ 20/03/2025 – 10:23
Apply for a credit card with unlimited benefits
Frequently Asked Questions
Is the xBank account free?
- Yes, lifetime free.
How many employee cards can I issue?
- Unlimited.
Do I need collateral for a loan?
- No. Approval is based on cash flow.
Does xBank integrate with accounting tools?
- Yes. MISA, Xero, QuickBooks supported.
Online Banking Build On Blockchain
Open account with only few simple and easy steps.
Get xBank mobile app now!
Get started with xBank now
Optimize your business finances. Lower costs, improve efficiency, and gain full control of your cash flow.
