xBank provides a comprehensive financial ecosystem, including
Business accounts
Open a multi-currency account 100% online, with electronic KYC verification and quick activation.
Business Card
Create physical & virtual cards for employees. Manage limits and track team spending reports.
Loan funding
Unsecured loans based on cash flow and revenue data.
Accounting integration
Sync transaction data with MISA, Xero, and QuickBooks. Automatically generate reports.
Earn returns with yield programs
Yield program up to 4% per year. No maturity. Withdraw anytime.
xBank Technologies JSC (“xBank”) operates as a financial technology platform supporting cash flow, expense, and financial management for small and medium-sized enterprises (SMEs) and innovative businesses in Vietnam.
xBank partners with licensed financial institutions and banks in Vietnam to deliver services such as business account issuance, card issuance, lending, and other financial products. All financial services are conducted by licensed partners under the regulations of the State Bank of Vietnam (SBV).
xBank does not directly provide or process cross-border remittance services. Any international money transfers (if any) are delivered via licensed third-party partners under their own terms and conditions.
All privacy policies, terms of use, and information about xBank’s partners can be found at: https://xbankapp.vn/en/legal/
If you have any questions regarding data security, please contact our Data Protection Officer (DPO) at: [email protected]