For Investors

xBank – A pioneering fintech platform accompanying SMEs and innovative enterprises.

Over 800,000 small and medium-sized enterprises (SMEs) in Vietnam are seeking flexible, transparent, and efficient financial solutions. xBank was created to become a comprehensive digital financial platform, meeting the needs of account opening, cash flow management, spending, lending, and yield generation – all in one single application.

Privacy Policy

– 96% of businesses in Vietnam are SMEs, a segment that remains largely underserved by traditional banks.

– Vietnam's fintech sector is growing at over 40% annually, driven by increasing demand for digital financial solutions for businesses.

– xBank aims to expand into Southeast Asia, starting with the Vietnamese market.

Terms of Use

– Open multi-currency business accounts 100% online – a service not yet fully offered by any competitor, giving xBank a unique market edge.

Cash flow-based lending model – easy access to capital without the need for collateral.

Deep integration with accounting, insurance, and investment ecosystems – creating a strong "lock-in effect" for users.

List of partners

From banking, technology, and fintech.

Experience in implementing core systems, securing funding successfully, and scaling up startups.

Funding Strategy

Seed & Series A Funding Round

Funding for market expansion, product development, and user growth.

An opportunity to partner with a leading potential fintech startup in the region.

Get started with xBank now

Optimize your business finances. Lower costs, improve efficiency, and gain full control of your cash flow.