For Investors
xBank – A pioneering fintech platform accompanying SMEs and innovative enterprises.
Over 800,000 small and medium-sized enterprises (SMEs) in Vietnam are seeking flexible, transparent, and efficient financial solutions. xBank was created to become a comprehensive digital financial platform, meeting the needs of account opening, cash flow management, spending, lending, and yield generation – all in one single application.
Privacy Policy
– 96% of businesses in Vietnam are SMEs, a segment that remains largely underserved by traditional banks.
– Vietnam's fintech sector is growing at over 40% annually, driven by increasing demand for digital financial solutions for businesses.
– xBank aims to expand into Southeast Asia, starting with the Vietnamese market.
Terms of Use
– Open multi-currency business accounts 100% online – a service not yet fully offered by any competitor, giving xBank a unique market edge.
– Cash flow-based lending model – easy access to capital without the need for collateral.
– Deep integration with accounting, insurance, and investment ecosystems – creating a strong "lock-in effect" for users.
List of partners
– From banking, technology, and fintech.
– Experience in implementing core systems, securing funding successfully, and scaling up startups.
Funding Strategy
– Seed & Series A Funding Round
– Funding for market expansion, product development, and user growth.
– An opportunity to partner with a leading potential fintech startup in the region.
Get started with xBank now
Optimize your business finances. Lower costs, improve efficiency, and gain full control of your cash flow.