Vay vốn kinh doanh
trực tuyến
- No collateral
- For small business & household business
- Quick & simple registration process
- Limit up to VND 3 billion
Quick & convenient
Your business needs urgent capital but the bank loan procedure is complicated and time consuming? xBank helps you eliminate your concern of capital shortage & support your business growth with a totally automated online lending process
No collateral
Competitive ir, from 1.5%/month
Competitive ir, from 1.5%/month
Lower costs mean more manageable repayments.
Simple kyc documents with the limit up to VND 3 billion
Quick and easy onboarding with basic KYC paperwork
Get disbursement within 48h after the limit approval
Receive your funds fast — within 48 hours of your credit limit being approved.
Our Products
Corporate Supplier Finance (CVF)
Supplier credit loans based on the consent of the purchasing partner help your business have a source of credit to seize development opportunities and pay operating costs.
You will receive
- Unsecured loans up to 3,000,000,000 VND
- Interest rate from 1.2% per month
- Up to 12 months
eBiz Super Fast Loan
Monthly installment loans with simple procedures and quick processing time, meeting business development and operation needs.
You will receive
- Unsecured loans up to 3,000,000,000 VND
- Interest rate from 1.4% per month
- Up to 12 months
Conditions
Operating for more than 24 months under the business registration license
The business owner is Vietnamese, aged from 25-60
If you are an SME, provide the company's bank account, If you are a business household, a personal bank account is required
In addition, for SMEs:
- All personal guarantors must be Vietnamese and must hold at least a total of more than 50% of the shares in the company
- If there are 2 personal guarantors with 50% of shares per one, you need to provide details of both
Required Documents
Identity card
Business license (for business or licensed household business)
Bank statement in the last 6 months
Total repayment and interest rate estimation
6
months